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Comprehensive Local Credit Card Guide

Credit Cards in 18055 (Hellertown, PA)

Credit Card Debt in 18055

^ Average credit card debt in 18055 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 18055

^ Based on overall Pennsylvania data, the credit card delinquency rate in Hellertown is approximately 0.54%. [2]

Credit Scores in 18055

^ The average credit score in Hellertown is approximately 709, based on collective Pennsylvania data. [3]

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Credit Card & Personal Finance Statistics in 18055

Credit Card Debt in 18055


  • 18055 Credit Card Debt
    • The estimated average credit card debt for 18055 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 18055


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18055 Credit Scores


  • Credit Scores in 18055
    • Residents of 18055 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 18055 (Hellertown, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 18055 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 18055 [4]
    • 18055 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 18055 (Hellertown, PA)

Recent credit card complaints originating from consumers in 18055, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 18055

Complaint Issue Number of Complaints*
Incorrect information on your report 4
Managing an account 2
Problem when making payments 1
Took or threatened to take negative or legal action 1
Trouble during payment process 1
* Total 2021 - 2024 (current)

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Additional information about Pennsylvania

About 18055

18055 is associated with the city of Hellertown, which is located in Northampton County in the state of Pennsylvania. [6]

PA Credit Cards

18055 Credit Cards

For more information about 18055 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer financial complaints in 18055

6. ^ United States Census Bureau