Comprehensive Local Credit Card Guide

Credit Cards in 18103 (Allentown, PA)

Credit Card Debt in 18103

^ Average credit card debt in 18103 is approximately $4,629, based on overall Pennsylvania data. ^[1]

Credit Card Delinquency in 18103

^ Based on overall Pennsylvania data, the credit card delinquency rate in Allentown is approximately 0.54%. ^[2]

Credit Scores in 18103

^ The average credit score in Allentown is approximately 709, based on collective Pennsylvania data. ^[3]

Credit Card & Personal Finance Statistics in 18103

Credit Card Debt in 18103

18103 Credit Card Debt
- The estimated average credit card debt for 18103 residents is $4,629. ^[1]
- Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
- Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 18103

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18103 Credit Scores

Credit Scores in 18103
- Residents of 18103 (PA) have an estimated average credit score of 709. ^[3]
- The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
- Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. ^[3]

More 18103 (Allentown, PA) Credit Stats

Credit card delinquency rates in Pennsylvania ^[2]
- Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.

Cardholders in 18103 who are more than 90 days late on payments
- Pennsylvania Rate: 0.54%
- National Average: 0.57%

Statute of limitations for credit card debt in 18103 ^[4]
- 18103 (Pennsylvania) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 18103 (Allentown, PA)

Recent credit card complaints originating from consumers in 18103, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 18103

Complaint Issue	Number of Complaints*
Incorrect information on your report	386
Improper use of your report	258
Problem with a credit reporting company's investigation	84
Written notification about debt	26
Managing an account	25
Other	127

* Total 2021 - 2024 (current)

Additional information about Pennsylvania

About 18103

18103 is associated with the city of Allentown, which is located in Lehigh County in the state of Pennsylvania. ^[6]

18103 Credit Cards

For more information about 18103 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Pennsylvania

Cities in PA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau