Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 18301 (East Stroudsburg, PA)

Credit Card Debt in 18301

^ Average credit card debt in 18301 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 18301

^ Based on overall Pennsylvania data, the credit card delinquency rate in East Stroudsburg is approximately 0.54%. [2]

Credit Scores in 18301

^ The average credit score in East Stroudsburg is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Credit Card & Personal Finance Statistics in 18301

Credit Card Debt in 18301


  • 18301 Credit Card Debt
    • The estimated average credit card debt for 18301 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 18301


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


18301 Credit Scores


  • Credit Scores in 18301
    • Residents of 18301 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 18301 (East Stroudsburg, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 18301 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 18301 [4]
    • 18301 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 18301 (East Stroudsburg, PA)

Recent credit card complaints originating from consumers in 18301, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 18301

Complaint Issue Number of Complaints*
Incorrect information on your report 251
Problem with a credit reporting company's investigation 134
Improper use of your report 109
Problem with a company's investigation into an existing problem 24
Unable to get your credit report or credit score 24
Other 82
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Pennsylvania

About 18301

18301 is associated with the city of East Stroudsburg, which is located in Monroe County in the state of Pennsylvania. [6]

PA Credit Cards

18301 Credit Cards

For more information about 18301 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Pennsylvania


Go

Cities in PA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer financial complaints in 18301

6. ^ United States Census Bureau