Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 18515 (Scranton, PA)

Credit Card Debt in 18515

^ Average credit card debt in 18515 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 18515

^ Based on overall Pennsylvania data, the credit card delinquency rate in Scranton is approximately 0.54%. [2]

Credit Scores in 18515

^ The average credit score in Scranton is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Credit Card & Personal Finance Statistics in 18515

Credit Card Debt in 18515


  • 18515 Credit Card Debt
    • The estimated average credit card debt for 18515 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 18515


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


18515 Credit Scores


  • Credit Scores in 18515
    • Residents of 18515 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 18515 (Scranton, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 18515 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 18515 [4]
    • 18515 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 18515 (Scranton, PA)

Recent credit card complaints originating from consumers in 18515, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 18515

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Pennsylvania

About 18515

18515 is associated with the city of Scranton, which is located in Lackawanna County in the state of Pennsylvania. [6]

PA Credit Cards

18515 Credit Cards

For more information about 18515 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Pennsylvania


Go

Cities in PA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer financial complaints in 18515

6. ^ United States Census Bureau