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Comprehensive Local Credit Card Guide

Credit Cards in 18942 (Ottsville, PA)

Credit Card Debt in 18942

^ Average credit card debt in 18942 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 18942

^ Based on overall Pennsylvania data, the credit card delinquency rate in Ottsville is approximately 0.54%. [2]

Credit Scores in 18942

^ The average credit score in Ottsville is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Credit Card & Personal Finance Statistics in 18942

Credit Card Debt in 18942


  • 18942 Credit Card Debt
    • The estimated average credit card debt for 18942 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 18942


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18942 Credit Scores


  • Credit Scores in 18942
    • Residents of 18942 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 18942 (Ottsville, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 18942 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 18942 [4]
    • 18942 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 18942 (Ottsville, PA)

Recent credit card complaints originating from consumers in 18942, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 18942

Complaint Issue Number of Complaints*
Struggling to pay mortgage 1
* Total 2021 - 2024 (current)

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Additional information about Pennsylvania

About 18942

18942 is associated with the city of Ottsville, which is located in Bucks County in the state of Pennsylvania. [6]

PA Credit Cards

18942 Credit Cards

For more information about 18942 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Pennsylvania


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer financial complaints in 18942

6. ^ United States Census Bureau