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Comprehensive Local Credit Card Guide

Credit Cards in 19468 (Royersford, PA)

Credit Card Debt in 19468

^ Average credit card debt in 19468 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 19468

^ Based on overall Pennsylvania data, the credit card delinquency rate in Royersford is approximately 0.54%. [2]

Credit Scores in 19468

^ The average credit score in Royersford is approximately 709, based on collective Pennsylvania data. [3]

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Credit Card & Personal Finance Statistics in 19468

Credit Card Debt in 19468


  • 19468 Credit Card Debt
    • The estimated average credit card debt for 19468 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 19468


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19468 Credit Scores


  • Credit Scores in 19468
    • Residents of 19468 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 19468 (Royersford, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 19468 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 19468 [4]
    • 19468 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 19468 (Royersford, PA)

Recent credit card complaints originating from consumers in 19468, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 19468

Complaint Issue Number of Complaints*
Incorrect information on your report 68
Improper use of your report 55
Trouble during payment process 18
Attempts to collect debt not owed 11
Problem with a credit reporting company's investigation 8
Other 44
* Total 2021 - 2024 (current)

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Additional information about Pennsylvania

About 19468

19468 is associated with the city of Royersford, which is located in Montgomery County in the state of Pennsylvania. [6]

PA Credit Cards

19468 Credit Cards

For more information about 19468 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Pennsylvania


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer financial complaints in 19468

6. ^ United States Census Bureau