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Comprehensive Local Credit Card Guide

Credit Cards in 19540 (Mohnton, PA)

Credit Card Debt in 19540

^ Average credit card debt in 19540 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 19540

^ Based on overall Pennsylvania data, the credit card delinquency rate in Mohnton is approximately 0.54%. [2]

Credit Scores in 19540

^ The average credit score in Mohnton is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Credit Card & Personal Finance Statistics in 19540

Credit Card Debt in 19540


  • 19540 Credit Card Debt
    • The estimated average credit card debt for 19540 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 19540


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19540 Credit Scores


  • Credit Scores in 19540
    • Residents of 19540 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 19540 (Mohnton, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 19540 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 19540 [4]
    • 19540 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 19540 (Mohnton, PA)

Recent credit card complaints originating from consumers in 19540, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 19540

Complaint Issue Number of Complaints*
Incorrect information on your report 12
Problem with a credit reporting company's investigation 6
Dealing with your lender or servicer 1
Getting a credit card 1
Problem with a company's investigation into an existing issue 1
Other 3
* Total 2021 - 2024 (current)

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Additional information about Pennsylvania

About 19540

19540 is associated with the city of Mohnton, which is located in Berks County in the state of Pennsylvania. [6]

PA Credit Cards

19540 Credit Cards

For more information about 19540 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Pennsylvania


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau