Credit Card & Personal Finance Statistics in 19565
Credit Card Debt in 19565
- 19565 Credit Card Debt
-
- The estimated average credit card debt for 19565 residents is $4,629. [1]
- Average credit card debt amount in Pennsylvania (all cities) is
7% less than the national average of $4,965.
- Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 19565
19565 Credit Scores
- Credit Scores in 19565
-
- Residents of 19565 (PA) have an estimated average credit score of 709. [3]
- The average credit score in Pennsylvania (all cities) is
1.87% greater than the national average score of 696.
- Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]
More 19565 (Wernersville, PA) Credit Stats
- Credit card delinquency rates in Pennsylvania [2]
-
- Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that
is 5% less than the national average of 0.57%.
- Cardholders in 19565 who are more than 90 days late on payments
-
- Pennsylvania Rate: 0.54%
- National Average: 0.57%
- Statute of limitations for credit card debt in 19565 [4]
-
- 19565 (Pennsylvania) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 19565 (Wernersville, PA)
Recent credit card complaints originating from consumers in 19565, PA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 19565
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
4 |
| Problem with a credit reporting company's investigation |
4 |
| Improper use of your report |
3 |
| Applying for a mortgage or refinancing an existing mortgage |
1 |
| Fees or interest |
1 |
| Other |
1 |
* Total 2021 - 2024 (current)
Additional information about Pennsylvania
About 19565
19565 is associated with the city of Wernersville, which is located in Berks County in the state of Pennsylvania. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Pennsylvania
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
