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Ephrata Credit Cards

Credit Card Debt in Ephrata

^ Average credit card debt in Ephrata is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in Ephrata

^ Based on overall PA data, the credit card delinquency rate in Ephrata is approximately 0.54%. [2]

Credit Scores in Ephrata

^ The average credit score in Ephrata is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Ephrata, PA Credit Card & Personal Finance Statistics

Ephrata Credit Card Debt

  • Credit Card Debt in Ephrata
    • The estimated average credit card debt for Ephrata residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Ephrata Credit Card Calculator

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Ephrata Credit Scores

  • Credit Scores in Ephrata
    • Residents of Ephrata, PA have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More Ephrata, PA Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Ephrata cardholders that are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ephrata [4]
    • Ephrata (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Pennsylvania

About Ephrata

Ephrata is a borough located in Lancaster County in the state of Pennsylvania, and has a population of approximately 13,394. [6]

PA Credit Cards

Ephrata Credit Cards

For more information about Ephrata credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in PA

ZIP Codes in Pennsylvania



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau