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Comprehensive Local Credit Card Guide

Johnstown Credit Cards

Credit Card Debt in Johnstown

^ Average credit card debt in Johnstown is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in Johnstown

^ Based on overall PA data, the credit card delinquency rate in Johnstown is approximately 0.54%. [2]

Credit Scores in Johnstown

^ The average credit score in Johnstown is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Johnstown, PA Credit Card & Personal Finance Statistics

Johnstown Credit Card Debt


  • Credit Card Debt in Johnstown
    • The estimated average credit card debt for Johnstown residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Johnstown Credit Card Calculator


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Johnstown Credit Scores


  • Credit Scores in Johnstown
    • Residents of Johnstown, PA have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More Johnstown, PA Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Johnstown cardholders that are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Johnstown [4]
    • Johnstown (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Pennsylvania

About Johnstown

Johnstown is a city located in Cambria County in the state of Pennsylvania, and has a population of approximately 20,978. [6]

PA Credit Cards

Johnstown Credit Cards

For more information about Johnstown credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in PA

ZIP Codes in Pennsylvania


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau