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Comprehensive Local Credit Card Guide

Reading Credit Cards

Credit Card Debt in Reading

^ Average credit card debt in Reading is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in Reading

^ Based on overall PA data, the credit card delinquency rate in Reading is approximately 0.54%. [2]

Credit Scores in Reading

^ The average credit score in Reading is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Reading, PA Credit Card & Personal Finance Statistics

Reading Credit Card Debt


  • Credit Card Debt in Reading
    • The estimated average credit card debt for Reading residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Reading Credit Card Calculator


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Reading Credit Scores


  • Credit Scores in Reading
    • Residents of Reading, PA have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More Reading, PA Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Reading cardholders that are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Reading [4]
    • Reading (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Pennsylvania

About Reading

Reading is a city located in Berks County in the state of Pennsylvania, and has a population of approximately 88,082. [6]

PA Credit Cards

Reading Credit Cards

For more information about Reading credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in PA

ZIP Codes in Pennsylvania


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau