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Comprehensive Local Credit Card Guide

Credit Cards in 29302 (Spartanburg, SC)

Credit Card Debt in 29302

^ Average credit card debt in 29302 is approximately $5,389, based on overall South Carolina data. [1]

Credit Card Delinquency in 29302

^ Based on overall South Carolina data, the credit card delinquency rate in Spartanburg is approximately 0.67%. [2]

Credit Scores in 29302

^ The average credit score in Spartanburg is approximately 671, based on collective South Carolina data. [3]

SC Credit Cards

Credit Card & Personal Finance Statistics in 29302

Credit Card Debt in 29302


  • 29302 Credit Card Debt
    • The estimated average credit card debt for 29302 residents is $5,389. [1]
    • Average credit card debt amount in South Carolina (all cities) is 9% greater than the national average of $4,965.
    • Collectively, South Carolina cities rank 7th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 29302


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29302 Credit Scores


  • Credit Scores in 29302
    • Residents of 29302 (SC) have an estimated average credit score of 671. [3]
    • The average credit score in South Carolina (all cities) is 3.59% less than the national average score of 696.
    • South Carolina collectively ranks 48th in the U.S. in average credit score of residents. [3]

More 29302 (Spartanburg, SC) Credit Stats

  • Credit card delinquency rates in South Carolina [2]
    • South Carolina residents (all cities) rank 11th in the U.S. with a rate that is 18% greater than the national average of 0.57%.
  • Cardholders in 29302 who are more than 90 days late on payments
    • South Carolina Rate: 0.67%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 29302 [4]
    • 29302 (South Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 29302 (Spartanburg, SC)

Recent credit card complaints originating from consumers in 29302, SC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 29302

Complaint Issue Number of Complaints*
Incorrect information on your report 33
Improper use of your report 11
Problem with a credit reporting company's investigation 11
Attempts to collect debt not owed 4
Written notification about debt 4
Other 6
* Total 2021 - 2024 (current)

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Additional information about South Carolina

About 29302

29302 is associated with the city of Spartanburg, which is located in Spartanburg County in the state of South Carolina. [6]

SC Credit Cards

29302 Credit Cards

For more information about 29302 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in South Carolina


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Cities in SC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ South Carolina State Legislature

5. ^ Consumer financial complaints in 29302

6. ^ United States Census Bureau