Comprehensive Local Credit Card Guide

Credit Cards in 29307 (Spartanburg, SC)

Credit Card Debt in 29307

^ Average credit card debt in 29307 is approximately $5,389, based on overall South Carolina data. ^[1]

Credit Card Delinquency in 29307

^ Based on overall South Carolina data, the credit card delinquency rate in Spartanburg is approximately 0.67%. ^[2]

Credit Scores in 29307

^ The average credit score in Spartanburg is approximately 671, based on collective South Carolina data. ^[3]

Credit Card & Personal Finance Statistics in 29307

Credit Card Debt in 29307

29307 Credit Card Debt
- The estimated average credit card debt for 29307 residents is $5,389. ^[1]
- Average credit card debt amount in South Carolina (all cities) is 9% greater than the national average of $4,965.
- Collectively, South Carolina cities rank 7th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 29307

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29307 Credit Scores

Credit Scores in 29307
- Residents of 29307 (SC) have an estimated average credit score of 671. ^[3]
- The average credit score in South Carolina (all cities) is 3.59% less than the national average score of 696.
- South Carolina collectively ranks 48th in the U.S. in average credit score of residents. ^[3]

More 29307 (Spartanburg, SC) Credit Stats

Credit card delinquency rates in South Carolina ^[2]
- South Carolina residents (all cities) rank 11th in the U.S. with a rate that is 18% greater than the national average of 0.57%.

Cardholders in 29307 who are more than 90 days late on payments
- South Carolina Rate: 0.67%
- National Average: 0.57%

Statute of limitations for credit card debt in 29307 ^[4]
- 29307 (South Carolina) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 29307 (Spartanburg, SC)

Recent credit card complaints originating from consumers in 29307, SC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 29307

Complaint Issue	Number of Complaints*
Improper use of your report	18
Incorrect information on your report	12
Attempts to collect debt not owed	7
Problem with a credit reporting company's investigation	7
Closing your account	6
Other	26

* Total 2021 - 2024 (current)

Additional information about South Carolina

About 29307

29307 is associated with the city of Spartanburg, which is located in Spartanburg County in the state of South Carolina. ^[6]

29307 Credit Cards

For more information about 29307 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in South Carolina

Cities in SC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ South Carolina State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau