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Comprehensive Local Credit Card Guide

Cottonwood Credit Cards

Credit Card Debt in Cottonwood

^ Average credit card debt in Cottonwood is approximately $4,236, based on overall South Dakota data. [1]

Credit Card Delinquency in Cottonwood

^ Based on overall SD data, the credit card delinquency rate in Cottonwood is approximately 0.37%. [2]

Credit Scores in Cottonwood

^ The average credit score in Cottonwood is approximately 718, based on collective South Dakota data. [3]

SD Credit Cards

Cottonwood, SD Credit Card & Personal Finance Statistics

Cottonwood Credit Card Debt


  • Credit Card Debt in Cottonwood
    • The estimated average credit card debt for Cottonwood residents is $4,236. [1]
    • Average credit card debt amount in South Dakota (all cities) is 15% less than the national average of $4,965.
    • Collectively, South Dakota cities rank 49th in the U.S. in average credit card debt. [1]

Cottonwood Credit Card Calculator


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Cottonwood Credit Scores


  • Credit Scores in Cottonwood
    • Residents of Cottonwood, SD have an estimated average credit score of 718. [3]
    • The average credit score in South Dakota (all cities) is 3.16% greater than the national average score of 696.
    • South Dakota collectively ranks 6th in the U.S. in average credit score of residents. [3]

More Cottonwood, SD Credit Stats

  • Credit card delinquency rates in South Dakota [2]
    • South Dakota residents (all cities) rank 50th in the U.S. with a rate that is 35% less than the national average of 0.57%.
  • Cottonwood cardholders that are more than 90 days late on payments
    • South Dakota Rate: 0.37%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Cottonwood [4]
    • Cottonwood (South Dakota) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about South Dakota

About Cottonwood

Cottonwood is a town located in Jackson County in the state of South Dakota, and has a population of approximately 9. [6]

SD Credit Cards

Cottonwood Credit Cards

For more information about Cottonwood credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in SD

ZIP Codes in South Dakota


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ South Dakota State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau