Spencer, SD Credit Card & Personal Finance Statistics
Spencer Credit Card Debt
- Credit Card Debt in Spencer
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- The estimated average credit card debt for Spencer residents is $4,236. [1]
- Average credit card debt amount in South Dakota (all cities) is
15% less than the national average of $4,965.
- Collectively, South Dakota cities rank 49th in the U.S. in average credit card debt. [1]
Spencer Credit Card Calculator
Spencer Credit Scores
- Credit Scores in Spencer
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- Residents of Spencer, SD have an estimated average credit score of 718. [3]
- The average credit score in South Dakota (all cities) is
3.16% greater than the national average score of 696.
- South Dakota collectively ranks 6th in the U.S. in average credit score of residents. [3]
More Spencer, SD Credit Stats
- Credit card delinquency rates in South Dakota [2]
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- South Dakota residents (all cities) rank 50th in the U.S. with a rate that
is 35% less than the national average of 0.57%.
- Spencer cardholders that are more than 90 days late on payments
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- South Dakota Rate: 0.37%
- National Average: 0.57%
- Statute of limitations for credit card debt in Spencer [4]
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- Spencer (South Dakota) Law: 6 years
- U.S. State Average: 5.4 years
Additional information about South Dakota
About Spencer
Spencer is a city located in McCook County in the state of South Dakota, and has a population of approximately 154. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
ZIP Codes in South Dakota
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ South Dakota State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
