Comprehensive Local Credit Card Guide

Credit Cards in 75062 (Irving, TX)

Credit Card Debt in 75062

^ Average credit card debt in 75062 is approximately $5,173, based on overall Texas data. ^[1]

Credit Card Delinquency in 75062

^ Based on overall Texas data, the credit card delinquency rate in Irving is approximately 0.59%. ^[2]

Credit Scores in 75062

^ The average credit score in Irving is approximately 674, based on collective Texas data. ^[3]

Credit Card & Personal Finance Statistics in 75062

Credit Card Debt in 75062

75062 Credit Card Debt
- The estimated average credit card debt for 75062 residents is $5,173. ^[1]
- Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
- Collectively, Texas cities rank 14th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 75062

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75062 Credit Scores

Credit Scores in 75062
- Residents of 75062 (TX) have an estimated average credit score of 674. ^[3]
- The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
- Texas collectively ranks 47th in the U.S. in average credit score of residents. ^[3]

More 75062 (Irving, TX) Credit Stats

Credit card delinquency rates in Texas ^[2]
- Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 75062 who are more than 90 days late on payments
- Texas Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 75062 ^[4]
- 75062 (Texas) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 75062 (Irving, TX)

Recent credit card complaints originating from consumers in 75062, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 75062

Complaint Issue	Number of Complaints*
Improper use of your report	164
Incorrect information on your report	159
Problem with a company's investigation into an existing problem	90
Problem with a credit reporting company's investigation	89
Attempts to collect debt not owed	20
Other	108

* Total 2021 - 2024 (current)

Additional information about Texas

About 75062

75062 is associated with the city of Irving, which is located in Dallas County in the state of Texas. ^[6]

75062 Credit Cards

For more information about 75062 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Texas

Cities in TX

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer financial complaints in 75062

6. ^ United States Census Bureau