Credit Card & Personal Finance Statistics in 75180
Credit Card Debt in 75180
- 75180 Credit Card Debt
-
- The estimated average credit card debt for 75180 residents is $5,173. [1]
- Average credit card debt amount in Texas (all cities) is
4% greater than the national average of $4,965.
- Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 75180
75180 Credit Scores
- Credit Scores in 75180
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- Residents of 75180 (TX) have an estimated average credit score of 674. [3]
- The average credit score in Texas (all cities) is
3.16% less than the national average score of 696.
- Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]
More 75180 (Balch Springs, TX) Credit Stats
- Credit card delinquency rates in Texas [2]
-
- Texas residents (all cities) rank 20th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 75180 who are more than 90 days late on payments
-
- Texas Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 75180 [4]
-
- 75180 (Texas) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 75180 (Balch Springs, TX)
Recent credit card complaints originating from consumers in 75180, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 75180
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
235 |
Improper use of your report |
89 |
Problem with a credit reporting company's investigation |
72 |
Problem with a company's investigation into an existing problem |
30 |
Attempts to collect debt not owed |
12 |
Other |
45 |
* Total 2021 - 2024 (current)
Additional information about Texas
About 75180
75180 is associated with the city of Balch Springs, which is located in Dallas County in the state of Texas. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax