Comprehensive Local Credit Card Guide

Credit Cards in 75236 (Dallas, TX)

Credit Card Debt in 75236

^ Average credit card debt in 75236 is approximately $5,173, based on overall Texas data. ^[1]

Credit Card Delinquency in 75236

^ Based on overall Texas data, the credit card delinquency rate in Dallas is approximately 0.59%. ^[2]

Credit Scores in 75236

^ The average credit score in Dallas is approximately 674, based on collective Texas data. ^[3]

Credit Card & Personal Finance Statistics in 75236

Credit Card Debt in 75236

75236 Credit Card Debt
- The estimated average credit card debt for 75236 residents is $5,173. ^[1]
- Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
- Collectively, Texas cities rank 14th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 75236

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75236 Credit Scores

Credit Scores in 75236
- Residents of 75236 (TX) have an estimated average credit score of 674. ^[3]
- The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
- Texas collectively ranks 47th in the U.S. in average credit score of residents. ^[3]

More 75236 (Dallas, TX) Credit Stats

Credit card delinquency rates in Texas ^[2]
- Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 75236 who are more than 90 days late on payments
- Texas Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 75236 ^[4]
- 75236 (Texas) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 75236 (Dallas, TX)

Recent credit card complaints originating from consumers in 75236, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 75236

Complaint Issue	Number of Complaints*
Incorrect information on your report	95
Improper use of your report	64
Problem with a credit reporting company's investigation	59
Written notification about debt	4
Attempts to collect debt not owed	3
Other	9

* Total 2021 - 2024 (current)

Additional information about Texas

About 75236

75236 is associated with the city of Dallas, which is located in Dallas County in the state of Texas. ^[6]

75236 Credit Cards

For more information about 75236 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Texas

Cities in TX

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer financial complaints in 75236

6. ^ United States Census Bureau