Comprehensive Local Credit Card Guide

Credit Cards in 76384 (Vernon, TX)

Credit Card Debt in 76384

^ Average credit card debt in 76384 is approximately $5,173, based on overall Texas data. ^[1]

Credit Card Delinquency in 76384

^ Based on overall Texas data, the credit card delinquency rate in Vernon is approximately 0.59%. ^[2]

Credit Scores in 76384

^ The average credit score in Vernon is approximately 674, based on collective Texas data. ^[3]

Credit Card & Personal Finance Statistics in 76384

Credit Card Debt in 76384

76384 Credit Card Debt
- The estimated average credit card debt for 76384 residents is $5,173. ^[1]
- Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
- Collectively, Texas cities rank 14th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 76384

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76384 Credit Scores

Credit Scores in 76384
- Residents of 76384 (TX) have an estimated average credit score of 674. ^[3]
- The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
- Texas collectively ranks 47th in the U.S. in average credit score of residents. ^[3]

More 76384 (Vernon, TX) Credit Stats

Credit card delinquency rates in Texas ^[2]
- Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 76384 who are more than 90 days late on payments
- Texas Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 76384 ^[4]
- 76384 (Texas) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 76384 (Vernon, TX)

Recent credit card complaints originating from consumers in 76384, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 76384

Complaint Issue	Number of Complaints*
Incorrect information on your report	16
Improper use of your report	5
Attempts to collect debt not owed	4
Problem with a credit reporting company's investigation	3
Written notification about debt	3
Other	3

* Total 2021 - 2024 (current)

Additional information about Texas

About 76384

76384 is associated with the city of Vernon, which is located in Wilbarger County in the state of Texas. ^[6]

76384 Credit Cards

For more information about 76384 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Texas

Cities in TX

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer financial complaints in 76384

6. ^ United States Census Bureau