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Comprehensive Local Credit Card Guide

Credit Cards in 76402 (Stephenville, TX)

Credit Card Debt in 76402

^ Average credit card debt in 76402 is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in 76402

^ Based on overall Texas data, the credit card delinquency rate in Stephenville is approximately 0.59%. [2]

Credit Scores in 76402

^ The average credit score in Stephenville is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Credit Card & Personal Finance Statistics in 76402

Credit Card Debt in 76402


  • 76402 Credit Card Debt
    • The estimated average credit card debt for 76402 residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

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76402 Credit Scores


  • Credit Scores in 76402
    • Residents of 76402 (TX) have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More 76402 (Stephenville, TX) Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 76402 who are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 76402 [4]
    • 76402 (Texas) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 76402 (Stephenville, TX)

Recent credit card complaints originating from consumers in 76402, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 76402

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Texas

About 76402

76402 is associated with the city of Stephenville, which is located in Erath County in the state of Texas. [6]

TX Credit Cards

76402 Credit Cards

For more information about 76402 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Texas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer financial complaints in 76402

6. ^ United States Census Bureau