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Comprehensive Local Credit Card Guide

Credit Cards in 76571 (Salado, TX)

Credit Card Debt in 76571

^ Average credit card debt in 76571 is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in 76571

^ Based on overall Texas data, the credit card delinquency rate in Salado is approximately 0.59%. [2]

Credit Scores in 76571

^ The average credit score in Salado is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Credit Card & Personal Finance Statistics in 76571

Credit Card Debt in 76571


  • 76571 Credit Card Debt
    • The estimated average credit card debt for 76571 residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 76571


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76571 Credit Scores


  • Credit Scores in 76571
    • Residents of 76571 (TX) have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More 76571 (Salado, TX) Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 76571 who are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 76571 [4]
    • 76571 (Texas) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 76571 (Salado, TX)

Recent credit card complaints originating from consumers in 76571, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 76571

Complaint Issue Number of Complaints*
Improper use of your report 10
Attempts to collect debt not owed 1
Incorrect information on your report 1
Problem with a purchase shown on your statement 1
* Total 2021 - 2024 (current)

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Additional information about Texas

About 76571

76571 is associated with the city of Salado, which is located in Bell County in the state of Texas. [6]

TX Credit Cards

76571 Credit Cards

For more information about 76571 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Texas


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Cities in TX

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer financial complaints in 76571

6. ^ United States Census Bureau