Comprehensive Local Credit Card Guide

Credit Cards in 77035 (Houston, TX)

Credit Card Debt in 77035

^ Average credit card debt in 77035 is approximately $5,173, based on overall Texas data. ^[1]

Credit Card Delinquency in 77035

^ Based on overall Texas data, the credit card delinquency rate in Houston is approximately 0.59%. ^[2]

Credit Scores in 77035

^ The average credit score in Houston is approximately 674, based on collective Texas data. ^[3]

Credit Card & Personal Finance Statistics in 77035

Credit Card Debt in 77035

77035 Credit Card Debt
- The estimated average credit card debt for 77035 residents is $5,173. ^[1]
- Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
- Collectively, Texas cities rank 14th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 77035

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77035 Credit Scores

Credit Scores in 77035
- Residents of 77035 (TX) have an estimated average credit score of 674. ^[3]
- The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
- Texas collectively ranks 47th in the U.S. in average credit score of residents. ^[3]

More 77035 (Houston, TX) Credit Stats

Credit card delinquency rates in Texas ^[2]
- Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 77035 who are more than 90 days late on payments
- Texas Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 77035 ^[4]
- 77035 (Texas) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 77035 (Houston, TX)

Recent credit card complaints originating from consumers in 77035, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 77035

Complaint Issue	Number of Complaints*
Incorrect information on your report	150
Improper use of your report	135
Problem with a credit reporting company's investigation	73
Attempts to collect debt not owed	36
Problem with a company's investigation into an existing problem	32
Other	72

* Total 2021 - 2024 (current)

Additional information about Texas

About 77035

77035 is associated with the city of Houston, which is located in Harris County in the state of Texas. ^[6]

77035 Credit Cards

For more information about 77035 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Texas

Cities in TX

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer financial complaints in 77035

6. ^ United States Census Bureau