Comprehensive Local Credit Card Guide

Credit Cards in 77554 (Galveston, TX)

Credit Card Debt in 77554

^ Average credit card debt in 77554 is approximately $5,173, based on overall Texas data. ^[1]

Credit Card Delinquency in 77554

^ Based on overall Texas data, the credit card delinquency rate in Galveston is approximately 0.59%. ^[2]

Credit Scores in 77554

^ The average credit score in Galveston is approximately 674, based on collective Texas data. ^[3]

Credit Card & Personal Finance Statistics in 77554

Credit Card Debt in 77554

77554 Credit Card Debt
- The estimated average credit card debt for 77554 residents is $5,173. ^[1]
- Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
- Collectively, Texas cities rank 14th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 77554

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77554 Credit Scores

Credit Scores in 77554
- Residents of 77554 (TX) have an estimated average credit score of 674. ^[3]
- The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
- Texas collectively ranks 47th in the U.S. in average credit score of residents. ^[3]

More 77554 (Galveston, TX) Credit Stats

Credit card delinquency rates in Texas ^[2]
- Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 77554 who are more than 90 days late on payments
- Texas Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 77554 ^[4]
- 77554 (Texas) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 77554 (Galveston, TX)

Recent credit card complaints originating from consumers in 77554, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 77554

Complaint Issue	Number of Complaints*
Getting a credit card	4
Problem with a credit reporting company's investigation	3
Problem with fraud alerts or security freezes	3
Incorrect information on your report	2
Managing an account	2
Other	3

* Total 2021 - 2024 (current)

Additional information about Texas

About 77554

77554 is associated with the city of Galveston, which is located in Galveston County in the state of Texas. ^[6]

77554 Credit Cards

For more information about 77554 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Texas

Cities in TX

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer financial complaints in 77554

6. ^ United States Census Bureau