Comprehensive Local Credit Card Guide

Credit Cards in 78109 (Converse, TX)

Credit Card Debt in 78109

^ Average credit card debt in 78109 is approximately $5,173, based on overall Texas data. ^[1]

Credit Card Delinquency in 78109

^ Based on overall Texas data, the credit card delinquency rate in Converse is approximately 0.59%. ^[2]

Credit Scores in 78109

^ The average credit score in Converse is approximately 674, based on collective Texas data. ^[3]

Credit Card & Personal Finance Statistics in 78109

Credit Card Debt in 78109

78109 Credit Card Debt
- The estimated average credit card debt for 78109 residents is $5,173. ^[1]
- Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
- Collectively, Texas cities rank 14th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 78109

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

78109 Credit Scores

Credit Scores in 78109
- Residents of 78109 (TX) have an estimated average credit score of 674. ^[3]
- The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
- Texas collectively ranks 47th in the U.S. in average credit score of residents. ^[3]

More 78109 (Converse, TX) Credit Stats

Credit card delinquency rates in Texas ^[2]
- Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 78109 who are more than 90 days late on payments
- Texas Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 78109 ^[4]
- 78109 (Texas) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 78109 (Converse, TX)

Recent credit card complaints originating from consumers in 78109, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 78109

Complaint Issue	Number of Complaints*
Incorrect information on your report	362
Problem with a credit reporting company's investigation	220
Improper use of your report	168
Problem with a company's investigation into an existing problem	70
Attempts to collect debt not owed	30
Other	137

* Total 2021 - 2024 (current)

Additional information about Texas

About 78109

78109 is associated with the city of Converse, which is located in Bexar County in the state of Texas. ^[6]

78109 Credit Cards

For more information about 78109 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Texas

Cities in TX

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer financial complaints in 78109

6. ^ United States Census Bureau