Comprehensive Local Credit Card Guide

Credit Cards in 78201 (San Antonio, TX)

Credit Card Debt in 78201

^ Average credit card debt in 78201 is approximately $5,173, based on overall Texas data. ^[1]

Credit Card Delinquency in 78201

^ Based on overall Texas data, the credit card delinquency rate in San Antonio is approximately 0.59%. ^[2]

Credit Scores in 78201

^ The average credit score in San Antonio is approximately 674, based on collective Texas data. ^[3]

Credit Card & Personal Finance Statistics in 78201

Credit Card Debt in 78201

78201 Credit Card Debt
- The estimated average credit card debt for 78201 residents is $5,173. ^[1]
- Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
- Collectively, Texas cities rank 14th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 78201

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78201 Credit Scores

Credit Scores in 78201
- Residents of 78201 (TX) have an estimated average credit score of 674. ^[3]
- The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
- Texas collectively ranks 47th in the U.S. in average credit score of residents. ^[3]

More 78201 (San Antonio, TX) Credit Stats

Credit card delinquency rates in Texas ^[2]
- Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 78201 who are more than 90 days late on payments
- Texas Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 78201 ^[4]
- 78201 (Texas) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 78201 (San Antonio, TX)

Recent credit card complaints originating from consumers in 78201, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 78201

Complaint Issue	Number of Complaints*
Incorrect information on your report	150
Problem with a company's investigation into an existing problem	90
Improper use of your report	73
Problem with a credit reporting company's investigation	37
Attempts to collect debt not owed	15
Other	51

* Total 2021 - 2024 (current)

Additional information about Texas

About 78201

78201 is associated with the city of San Antonio, which is located in Bexar County in the state of Texas. ^[6]

78201 Credit Cards

For more information about 78201 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Texas

Cities in TX

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer financial complaints in 78201

6. ^ United States Census Bureau