Credit Card & Personal Finance Statistics in 78502
Credit Card Debt in 78502
- 78502 Credit Card Debt
-
- The estimated average credit card debt for 78502 residents is $5,173. [1]
- Average credit card debt amount in Texas (all cities) is
4% greater than the national average of $4,965.
- Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 78502
78502 Credit Scores
- Credit Scores in 78502
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- Residents of 78502 (TX) have an estimated average credit score of 674. [3]
- The average credit score in Texas (all cities) is
3.16% less than the national average score of 696.
- Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]
More 78502 (Mcallen, TX) Credit Stats
- Credit card delinquency rates in Texas [2]
-
- Texas residents (all cities) rank 20th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 78502 who are more than 90 days late on payments
-
- Texas Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 78502 [4]
-
- 78502 (Texas) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 78502 (Mcallen, TX)
Recent credit card complaints originating from consumers in 78502, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 78502
| Complaint Issue |
Number of Complaints* |
| Getting a loan or lease |
1 |
* Total 2021 - 2024 (current)
Additional information about Texas
About 78502
78502 is associated with the city of Mcallen, which is located in Hidalgo County in the state of Texas. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
