Comprehensive Local Credit Card Guide

Credit Cards in 79065 (Pampa, TX)

Credit Card Debt in 79065

^ Average credit card debt in 79065 is approximately $5,173, based on overall Texas data. ^[1]

Credit Card Delinquency in 79065

^ Based on overall Texas data, the credit card delinquency rate in Pampa is approximately 0.59%. ^[2]

Credit Scores in 79065

^ The average credit score in Pampa is approximately 674, based on collective Texas data. ^[3]

Credit Card & Personal Finance Statistics in 79065

Credit Card Debt in 79065

79065 Credit Card Debt
- The estimated average credit card debt for 79065 residents is $5,173. ^[1]
- Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
- Collectively, Texas cities rank 14th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 79065

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79065 Credit Scores

Credit Scores in 79065
- Residents of 79065 (TX) have an estimated average credit score of 674. ^[3]
- The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
- Texas collectively ranks 47th in the U.S. in average credit score of residents. ^[3]

More 79065 (Pampa, TX) Credit Stats

Credit card delinquency rates in Texas ^[2]
- Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 79065 who are more than 90 days late on payments
- Texas Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 79065 ^[4]
- 79065 (Texas) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 79065 (Pampa, TX)

Recent credit card complaints originating from consumers in 79065, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 79065

Complaint Issue	Number of Complaints*
Improper use of your report	30
Problem with a credit reporting company's investigation	6
Problem with a company's investigation into an existing problem	3
Incorrect information on your report	2
Threatened to contact someone or share information improperly	2
Other	7

* Total 2021 - 2024 (current)

Additional information about Texas

About 79065

79065 is associated with the city of Pampa, which is located in Gray County in the state of Texas. ^[6]

79065 Credit Cards

For more information about 79065 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Texas

Cities in TX

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer financial complaints in 79065

6. ^ United States Census Bureau