Credit Card & Personal Finance Statistics in 79410
Credit Card Debt in 79410
- 79410 Credit Card Debt
-
- The estimated average credit card debt for 79410 residents is $5,173. [1]
- Average credit card debt amount in Texas (all cities) is
4% greater than the national average of $4,965.
- Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 79410
79410 Credit Scores
- Credit Scores in 79410
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- Residents of 79410 (TX) have an estimated average credit score of 674. [3]
- The average credit score in Texas (all cities) is
3.16% less than the national average score of 696.
- Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]
More 79410 (Lubbock, TX) Credit Stats
- Credit card delinquency rates in Texas [2]
-
- Texas residents (all cities) rank 20th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 79410 who are more than 90 days late on payments
-
- Texas Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 79410 [4]
-
- 79410 (Texas) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 79410 (Lubbock, TX)
Recent credit card complaints originating from consumers in 79410, TX. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 79410
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
16 |
| Problem with a credit reporting company's investigation |
7 |
| Attempts to collect debt not owed |
1 |
| Struggling to pay mortgage |
1 |
* Total 2021 - 2024 (current)
Additional information about Texas
About 79410
79410 is associated with the city of Lubbock, which is located in Lubbock County in the state of Texas. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
