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Comprehensive Local Credit Card Guide

Austin Credit Cards

Credit Card Debt in Austin

^ Average credit card debt in Austin is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in Austin

^ Based on overall TX data, the credit card delinquency rate in Austin is approximately 0.59%. [2]

Credit Scores in Austin

^ The average credit score in Austin is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Austin, TX Credit Card & Personal Finance Statistics

Austin Credit Card Debt


  • Credit Card Debt in Austin
    • The estimated average credit card debt for Austin residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Austin Credit Card Calculator


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Austin Credit Scores


  • Credit Scores in Austin
    • Residents of Austin, TX have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More Austin, TX Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Austin cardholders that are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Austin [4]
    • Austin (Texas) Law: 4 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Texas

About Austin

Austin is a city located in Travis County in the state of Texas, and has a population of approximately 790,390. [6]

TX Credit Cards

Austin Credit Cards

For more information about Austin credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in TX

ZIP Codes in Texas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau