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Comprehensive Local Credit Card Guide

Bay City Credit Cards

Credit Card Debt in Bay City

^ Average credit card debt in Bay City is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in Bay City

^ Based on overall TX data, the credit card delinquency rate in Bay City is approximately 0.59%. [2]

Credit Scores in Bay City

^ The average credit score in Bay City is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Bay City, TX Credit Card & Personal Finance Statistics

Bay City Credit Card Debt


  • Credit Card Debt in Bay City
    • The estimated average credit card debt for Bay City residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Bay City Credit Card Calculator


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Bay City Credit Scores


  • Credit Scores in Bay City
    • Residents of Bay City, TX have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More Bay City, TX Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Bay City cardholders that are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Bay City [4]
    • Bay City (Texas) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Texas

About Bay City

Bay City is a city located in Matagorda County in the state of Texas, and has a population of approximately 17,614. [6]

TX Credit Cards

Bay City Credit Cards

For more information about Bay City credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in TX

ZIP Codes in Texas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau