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Comprehensive Local Credit Card Guide

Commerce Credit Cards

Credit Card Debt in Commerce

^ Average credit card debt in Commerce is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in Commerce

^ Based on overall TX data, the credit card delinquency rate in Commerce is approximately 0.59%. [2]

Credit Scores in Commerce

^ The average credit score in Commerce is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Commerce, TX Credit Card & Personal Finance Statistics

Commerce Credit Card Debt


  • Credit Card Debt in Commerce
    • The estimated average credit card debt for Commerce residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Commerce Credit Card Calculator


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Commerce Credit Scores


  • Credit Scores in Commerce
    • Residents of Commerce, TX have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More Commerce, TX Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Commerce cardholders that are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Commerce [4]
    • Commerce (Texas) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Texas

About Commerce

Commerce is a city located in Hunt County in the state of Texas, and has a population of approximately 8,078. [6]

TX Credit Cards

Commerce Credit Cards

For more information about Commerce credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in TX

ZIP Codes in Texas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau