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Comprehensive Local Credit Card Guide

Happy Credit Cards

Credit Card Debt in Happy

^ Average credit card debt in Happy is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in Happy

^ Based on overall TX data, the credit card delinquency rate in Happy is approximately 0.59%. [2]

Credit Scores in Happy

^ The average credit score in Happy is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Happy, TX Credit Card & Personal Finance Statistics

Happy Credit Card Debt


  • Credit Card Debt in Happy
    • The estimated average credit card debt for Happy residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Happy Credit Card Calculator


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Happy Credit Scores


  • Credit Scores in Happy
    • Residents of Happy, TX have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More Happy, TX Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Happy cardholders that are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Happy [4]
    • Happy (Texas) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Texas

About Happy

Happy is a town located in Swisher County in the state of Texas, and has a population of approximately 678. [6]

TX Credit Cards

Happy Credit Cards

For more information about Happy credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in TX

ZIP Codes in Texas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau