Hays, TX Credit Card & Personal Finance Statistics
Hays Credit Card Debt
- Credit Card Debt in Hays
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- The estimated average credit card debt for Hays residents is $5,173. [1]
- Average credit card debt amount in Texas (all cities) is
4% greater than the national average of $4,965.
- Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]
Hays Credit Card Calculator
Hays Credit Scores
- Credit Scores in Hays
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- Residents of Hays, TX have an estimated average credit score of 674. [3]
- The average credit score in Texas (all cities) is
3.16% less than the national average score of 696.
- Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]
More Hays, TX Credit Stats
- Credit card delinquency rates in Texas [2]
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- Texas residents (all cities) rank 20th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Hays cardholders that are more than 90 days late on payments
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- Texas Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in Hays [4]
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- Hays (Texas) Law: 4 years
- U.S. State Average: 5.4 years
Additional information about Texas
About Hays
Hays is a city located in Hays County in the state of Texas, and has a population of approximately 217. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Texas State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
