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Comprehensive Local Credit Card Guide

Oak Ridge Credit Cards

Credit Card Debt in Oak Ridge

^ Average credit card debt in Oak Ridge is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in Oak Ridge

^ Based on overall TX data, the credit card delinquency rate in Oak Ridge is approximately 0.59%. [2]

Credit Scores in Oak Ridge

^ The average credit score in Oak Ridge is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Oak Ridge, TX Credit Card & Personal Finance Statistics

Oak Ridge Credit Card Debt


  • Credit Card Debt in Oak Ridge
    • The estimated average credit card debt for Oak Ridge residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Oak Ridge Credit Card Calculator


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Oak Ridge Credit Scores


  • Credit Scores in Oak Ridge
    • Residents of Oak Ridge, TX have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More Oak Ridge, TX Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Oak Ridge cardholders that are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Oak Ridge [4]
    • Oak Ridge (Texas) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Texas

About Oak Ridge

Oak Ridge is a town located in Cooke County in the state of Texas, and has a population of approximately 141. [6]

TX Credit Cards

Oak Ridge Credit Cards

For more information about Oak Ridge credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in TX

ZIP Codes in Texas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau