Comprehensive Local Credit Card Guide

Credit Cards in 84318 (Hyde Park, UT)

Credit Card Debt in 84318

^ Average credit card debt in 84318 is approximately $4,559, based on overall Utah data. ^[1]

Credit Card Delinquency in 84318

^ Based on overall Utah data, the credit card delinquency rate in Hyde Park is approximately 0.39%. ^[2]

Credit Scores in 84318

^ The average credit score in Hyde Park is approximately 710, based on collective Utah data. ^[3]

Credit Card & Personal Finance Statistics in 84318

Credit Card Debt in 84318

84318 Credit Card Debt
- The estimated average credit card debt for 84318 residents is $4,559. ^[1]
- Average credit card debt amount in Utah (all cities) is 8% less than the national average of $4,965.
- Collectively, Utah cities rank 40th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 84318

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

84318 Credit Scores

Credit Scores in 84318
- Residents of 84318 (UT) have an estimated average credit score of 710. ^[3]
- The average credit score in Utah (all cities) is 2.01% greater than the national average score of 696.
- Utah collectively ranks 17th in the U.S. in average credit score of residents. ^[3]

More 84318 (Hyde Park, UT) Credit Stats

Credit card delinquency rates in Utah ^[2]
- Utah residents (all cities) rank 47th in the U.S. with a rate that is 32% less than the national average of 0.57%.

Cardholders in 84318 who are more than 90 days late on payments
- Utah Rate: 0.39%
- National Average: 0.57%

Statute of limitations for credit card debt in 84318 ^[4]
- 84318 (Utah) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 84318 (Hyde Park, UT)

Recent credit card complaints originating from consumers in 84318, UT. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 84318

Complaint Issue	Number of Complaints*
Took or threatened to take negative or legal action	3
Attempts to collect debt not owed	1
False statements or representation	1

* Total 2021 - 2024 (current)

Additional information about Utah

About 84318

84318 is associated with the city of Hyde Park, which is located in Cache County in the state of Utah. ^[6]

84318 Credit Cards

For more information about 84318 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Utah

Cities in UT

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Utah State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau