Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Saratoga Springs Credit Cards

Credit Card Debt in Saratoga Springs

^ Average credit card debt in Saratoga Springs is approximately $4,559, based on overall Utah data. [1]

Credit Card Delinquency in Saratoga Springs

^ Based on overall UT data, the credit card delinquency rate in Saratoga Springs is approximately 0.39%. [2]

Credit Scores in Saratoga Springs

^ The average credit score in Saratoga Springs is approximately 710, based on collective Utah data. [3]

UT Credit Cards

Saratoga Springs, UT Credit Card & Personal Finance Statistics

Saratoga Springs Credit Card Debt


  • Credit Card Debt in Saratoga Springs
    • The estimated average credit card debt for Saratoga Springs residents is $4,559. [1]
    • Average credit card debt amount in Utah (all cities) is 8% less than the national average of $4,965.
    • Collectively, Utah cities rank 40th in the U.S. in average credit card debt. [1]

Saratoga Springs Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Saratoga Springs Credit Scores


  • Credit Scores in Saratoga Springs
    • Residents of Saratoga Springs, UT have an estimated average credit score of 710. [3]
    • The average credit score in Utah (all cities) is 2.01% greater than the national average score of 696.
    • Utah collectively ranks 17th in the U.S. in average credit score of residents. [3]

More Saratoga Springs, UT Credit Stats

  • Credit card delinquency rates in Utah [2]
    • Utah residents (all cities) rank 47th in the U.S. with a rate that is 32% less than the national average of 0.57%.
  • Saratoga Springs cardholders that are more than 90 days late on payments
    • Utah Rate: 0.39%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Saratoga Springs [4]
    • Saratoga Springs (Utah) Law: 4 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Utah

About Saratoga Springs

Saratoga Springs is a city located in Utah County in the state of Utah, and has a population of approximately 17,781. [6]

UT Credit Cards

Saratoga Springs Credit Cards

For more information about Saratoga Springs credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in UT

ZIP Codes in Utah


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Utah State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau