Comprehensive Local Credit Card Guide

Credit Cards in 22041 (Falls Church, VA)

Credit Card Debt in 22041

^ Average credit card debt in 22041 is approximately $5,329, based on overall Virginia data. ^[1]

Credit Card Delinquency in 22041

^ Based on overall Virginia data, the credit card delinquency rate in Falls Church is approximately 0.53%. ^[2]

Credit Scores in 22041

^ The average credit score in Falls Church is approximately 701, based on collective Virginia data. ^[3]

Credit Card & Personal Finance Statistics in 22041

Credit Card Debt in 22041

22041 Credit Card Debt
- The estimated average credit card debt for 22041 residents is $5,329. ^[1]
- Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
- Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 22041

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

22041 Credit Scores

Credit Scores in 22041
- Residents of 22041 (VA) have an estimated average credit score of 701. ^[3]
- The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
- Virginia collectively ranks 28th in the U.S. in average credit score of residents. ^[3]

More 22041 (Falls Church, VA) Credit Stats

Credit card delinquency rates in Virginia ^[2]
- Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.

Cardholders in 22041 who are more than 90 days late on payments
- Virginia Rate: 0.53%
- National Average: 0.57%

Statute of limitations for credit card debt in 22041 ^[4]
- 22041 (Virginia) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 22041 (Falls Church, VA)

Recent credit card complaints originating from consumers in 22041, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 22041

Complaint Issue	Number of Complaints*
Incorrect information on your report	94
Improper use of your report	36
Managing an account	21
Problem with a credit reporting company's investigation	12
Problem with a company's investigation into an existing problem	10
Other	65

* Total 2021 - 2024 (current)

Additional information about Virginia

About 22041

22041 is associated with the city of Falls Church, which is located in Fairfax County in the state of Virginia. ^[6]

22041 Credit Cards

For more information about 22041 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Virginia

Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer financial complaints in 22041

6. ^ United States Census Bureau