Credit Card & Personal Finance Statistics in 22404
Credit Card Debt in 22404
- 22404 Credit Card Debt
-
- The estimated average credit card debt for 22404 residents is $5,329. [1]
- Average credit card debt amount in Virginia (all cities) is
7% greater than the national average of $4,965.
- Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 22404
22404 Credit Scores
- Credit Scores in 22404
-
- Residents of 22404 (VA) have an estimated average credit score of 701. [3]
- The average credit score in Virginia (all cities) is
0.72% greater than the national average score of 696.
- Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]
More 22404 (Fredericksburg, VA) Credit Stats
- Credit card delinquency rates in Virginia [2]
-
- Virginia residents (all cities) rank 32nd in the U.S. with a rate that
is 7% less than the national average of 0.57%.
- Cardholders in 22404 who are more than 90 days late on payments
-
- Virginia Rate: 0.53%
- National Average: 0.57%
- Statute of limitations for credit card debt in 22404 [4]
-
- 22404 (Virginia) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 22404 (Fredericksburg, VA)
Recent credit card complaints originating from consumers in 22404, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 22404
Complaint Issue |
Number of Complaints* |
Problem with a credit reporting company's investigation |
3 |
Trouble during payment process |
2 |
Attempts to collect debt not owed |
1 |
Fees or interest |
1 |
Managing an account |
1 |
* Total 2021 - 2024 (current)
Additional information about Virginia
About 22404
22404 is associated with the city of Fredericksburg, which is located in Fredericksburg (city) County in the state of Virginia. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Virginia
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax