Credit Card & Personal Finance Statistics in 22553
Credit Card Debt in 22553
- 22553 Credit Card Debt
-
- The estimated average credit card debt for 22553 residents is $5,329. [1]
- Average credit card debt amount in Virginia (all cities) is
7% greater than the national average of $4,965.
- Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 22553
22553 Credit Scores
- Credit Scores in 22553
-
- Residents of 22553 (VA) have an estimated average credit score of 701. [3]
- The average credit score in Virginia (all cities) is
0.72% greater than the national average score of 696.
- Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]
More 22553 (Spotsylvania, VA) Credit Stats
- Credit card delinquency rates in Virginia [2]
-
- Virginia residents (all cities) rank 32nd in the U.S. with a rate that
is 7% less than the national average of 0.57%.
- Cardholders in 22553 who are more than 90 days late on payments
-
- Virginia Rate: 0.53%
- National Average: 0.57%
- Statute of limitations for credit card debt in 22553 [4]
-
- 22553 (Virginia) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 22553 (Spotsylvania, VA)
Recent credit card complaints originating from consumers in 22553, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 22553
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
14 |
Improper use of your report |
10 |
Problem with a company's investigation into an existing problem |
4 |
Opening an account |
3 |
Problem with a credit reporting company's investigation |
3 |
Other |
14 |
* Total 2021 - 2024 (current)
Additional information about Virginia
About 22553
22553 is associated with the city of Spotsylvania, which is located in Spotsylvania County in the state of Virginia. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Virginia
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax