Credit Card & Personal Finance Statistics in 22835
Credit Card Debt in 22835
- 22835 Credit Card Debt
-
- The estimated average credit card debt for 22835 residents is $5,329. [1]
- Average credit card debt amount in Virginia (all cities) is
7% greater than the national average of $4,965.
- Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 22835
22835 Credit Scores
- Credit Scores in 22835
-
- Residents of 22835 (VA) have an estimated average credit score of 701. [3]
- The average credit score in Virginia (all cities) is
0.72% greater than the national average score of 696.
- Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]
More 22835 (Luray, VA) Credit Stats
- Credit card delinquency rates in Virginia [2]
-
- Virginia residents (all cities) rank 32nd in the U.S. with a rate that
is 7% less than the national average of 0.57%.
- Cardholders in 22835 who are more than 90 days late on payments
-
- Virginia Rate: 0.53%
- National Average: 0.57%
- Statute of limitations for credit card debt in 22835 [4]
-
- 22835 (Virginia) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 22835 (Luray, VA)
Recent credit card complaints originating from consumers in 22835, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 22835
| Complaint Issue |
Number of Complaints* |
| Problem with a credit reporting company's investigation |
12 |
| Improper use of your report |
3 |
| Managing an account |
2 |
| Getting the loan |
1 |
| Written notification about debt |
1 |
* Total 2021 - 2024 (current)
Additional information about Virginia
About 22835
22835 is associated with the city of Luray, which is located in Page County in the state of Virginia. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in Virginia
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
