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Comprehensive Local Credit Card Guide

Credit Cards in 23111 (Mechanicsville, VA)

Credit Card Debt in 23111

^ Average credit card debt in 23111 is approximately $5,329, based on overall Virginia data. [1]

Credit Card Delinquency in 23111

^ Based on overall Virginia data, the credit card delinquency rate in Mechanicsville is approximately 0.53%. [2]

Credit Scores in 23111

^ The average credit score in Mechanicsville is approximately 701, based on collective Virginia data. [3]

VA Credit Cards

Credit Card & Personal Finance Statistics in 23111

Credit Card Debt in 23111


  • 23111 Credit Card Debt
    • The estimated average credit card debt for 23111 residents is $5,329. [1]
    • Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
    • Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 23111


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23111 Credit Scores


  • Credit Scores in 23111
    • Residents of 23111 (VA) have an estimated average credit score of 701. [3]
    • The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
    • Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]

More 23111 (Mechanicsville, VA) Credit Stats

  • Credit card delinquency rates in Virginia [2]
    • Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 23111 who are more than 90 days late on payments
    • Virginia Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 23111 [4]
    • 23111 (Virginia) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 23111 (Mechanicsville, VA)

Recent credit card complaints originating from consumers in 23111, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 23111

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 48
Improper use of your report 38
Incorrect information on your report 27
Problem with a company's investigation into an existing problem 22
Managing an account 13
Other 80
* Total 2021 - 2024 (current)

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Additional information about Virginia

About 23111

23111 is associated with the city of Mechanicsville, which is located in Hanover County in the state of Virginia. [6]

VA Credit Cards

23111 Credit Cards

For more information about 23111 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Virginia


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Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer financial complaints in 23111

6. ^ United States Census Bureau