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Comprehensive Local Credit Card Guide

Credit Cards in 23289 (Richmond, VA)

Credit Card Debt in 23289

^ Average credit card debt in 23289 is approximately $5,329, based on overall Virginia data. [1]

Credit Card Delinquency in 23289

^ Based on overall Virginia data, the credit card delinquency rate in Richmond is approximately 0.53%. [2]

Credit Scores in 23289

^ The average credit score in Richmond is approximately 701, based on collective Virginia data. [3]

VA Credit Cards

Credit Card & Personal Finance Statistics in 23289

Credit Card Debt in 23289


  • 23289 Credit Card Debt
    • The estimated average credit card debt for 23289 residents is $5,329. [1]
    • Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
    • Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 23289


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23289 Credit Scores


  • Credit Scores in 23289
    • Residents of 23289 (VA) have an estimated average credit score of 701. [3]
    • The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
    • Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]

More 23289 (Richmond, VA) Credit Stats

  • Credit card delinquency rates in Virginia [2]
    • Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 23289 who are more than 90 days late on payments
    • Virginia Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 23289 [4]
    • 23289 (Virginia) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 23289 (Richmond, VA)

Recent credit card complaints originating from consumers in 23289, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 23289

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Virginia

About 23289

23289 is associated with the city of Richmond, which is located in Henrico County in the state of Virginia. [6]

VA Credit Cards

23289 Credit Cards

For more information about 23289 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Virginia


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Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer financial complaints in 23289

6. ^ United States Census Bureau