Comprehensive Local Credit Card Guide

Credit Cards in 23462 (Virginia Beach, VA)

Credit Card Debt in 23462

^ Average credit card debt in 23462 is approximately $5,329, based on overall Virginia data. ^[1]

Credit Card Delinquency in 23462

^ Based on overall Virginia data, the credit card delinquency rate in Virginia Beach is approximately 0.53%. ^[2]

Credit Scores in 23462

^ The average credit score in Virginia Beach is approximately 701, based on collective Virginia data. ^[3]

Credit Card & Personal Finance Statistics in 23462

Credit Card Debt in 23462

23462 Credit Card Debt
- The estimated average credit card debt for 23462 residents is $5,329. ^[1]
- Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
- Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 23462

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23462 Credit Scores

Credit Scores in 23462
- Residents of 23462 (VA) have an estimated average credit score of 701. ^[3]
- The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
- Virginia collectively ranks 28th in the U.S. in average credit score of residents. ^[3]

More 23462 (Virginia Beach, VA) Credit Stats

Credit card delinquency rates in Virginia ^[2]
- Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.

Cardholders in 23462 who are more than 90 days late on payments
- Virginia Rate: 0.53%
- National Average: 0.57%

Statute of limitations for credit card debt in 23462 ^[4]
- 23462 (Virginia) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 23462 (Virginia Beach, VA)

Recent credit card complaints originating from consumers in 23462, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 23462

Complaint Issue	Number of Complaints*
Incorrect information on your report	338
Improper use of your report	211
Problem with a credit reporting company's investigation	207
Problem with a company's investigation into an existing problem	87
Written notification about debt	51
Other	184

* Total 2021 - 2024 (current)

Additional information about Virginia

About 23462

23462 is associated with the city of Virginia Beach, which is located in Virginia Beach (city) County in the state of Virginia. ^[6]

23462 Credit Cards

For more information about 23462 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Virginia

Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer financial complaints in 23462

6. ^ United States Census Bureau