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Comprehensive Local Credit Card Guide

Credit Cards in 23834 (Colonial Heights, VA)

Credit Card Debt in 23834

^ Average credit card debt in 23834 is approximately $5,329, based on overall Virginia data. [1]

Credit Card Delinquency in 23834

^ Based on overall Virginia data, the credit card delinquency rate in Colonial Heights is approximately 0.53%. [2]

Credit Scores in 23834

^ The average credit score in Colonial Heights is approximately 701, based on collective Virginia data. [3]

VA Credit Cards

Credit Card & Personal Finance Statistics in 23834

Credit Card Debt in 23834


  • 23834 Credit Card Debt
    • The estimated average credit card debt for 23834 residents is $5,329. [1]
    • Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
    • Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 23834


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23834 Credit Scores


  • Credit Scores in 23834
    • Residents of 23834 (VA) have an estimated average credit score of 701. [3]
    • The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
    • Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]

More 23834 (Colonial Heights, VA) Credit Stats

  • Credit card delinquency rates in Virginia [2]
    • Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 23834 who are more than 90 days late on payments
    • Virginia Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 23834 [4]
    • 23834 (Virginia) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 23834 (Colonial Heights, VA)

Recent credit card complaints originating from consumers in 23834, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 23834

Complaint Issue Number of Complaints*
Incorrect information on your report 52
Improper use of your report 31
Attempts to collect debt not owed 20
Problem with a credit reporting company's investigation 18
Written notification about debt 9
Other 39
* Total 2021 - 2024 (current)

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Additional information about Virginia

About 23834

23834 is associated with the city of Colonial Heights, which is located in Colonial Heights (city County in the state of Virginia. [6]

VA Credit Cards

23834 Credit Cards

For more information about 23834 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Virginia


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Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer financial complaints in 23834

6. ^ United States Census Bureau