Charlottesville, VA Credit Card & Personal Finance Statistics
Charlottesville Credit Card Debt
- Credit Card Debt in Charlottesville
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- The estimated average credit card debt for Charlottesville residents is $5,329. [1]
- Average credit card debt amount in Virginia (all cities) is
7% greater than the national average of $4,965.
- Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]
Charlottesville Credit Card Calculator
Charlottesville Credit Scores
- Credit Scores in Charlottesville
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- Residents of Charlottesville, VA have an estimated average credit score of 701. [3]
- The average credit score in Virginia (all cities) is
0.72% greater than the national average score of 696.
- Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]
More Charlottesville, VA Credit Stats
- Credit card delinquency rates in Virginia [2]
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- Virginia residents (all cities) rank 32nd in the U.S. with a rate that
is 7% less than the national average of 0.57%.
- Charlottesville cardholders that are more than 90 days late on payments
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- Virginia Rate: 0.53%
- National Average: 0.57%
- Statute of limitations for credit card debt in Charlottesville [4]
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- Charlottesville (Virginia) Law: 3 years
- U.S. State Average: 5.4 years
Additional information about Virginia
About Charlottesville
Charlottesville is a city located in Charlottesville County in the state of Virginia, and has a population of approximately 43,475. [6]
Charlottesville Credit Cards
For more information about Charlottesville credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Virginia State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
