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Comprehensive Local Credit Card Guide

Credit Cards in 25311 (Charleston, WV)

Credit Card Debt in 25311

^ Average credit card debt in 25311 is approximately $4,315, based on overall West Virginia data. [1]

Credit Card Delinquency in 25311

^ Based on overall West Virginia data, the credit card delinquency rate in Charleston is approximately 0.76%. [2]

Credit Scores in 25311

^ The average credit score in Charleston is approximately 689, based on collective West Virginia data. [3]

WV Credit Cards

Credit Card & Personal Finance Statistics in 25311

Credit Card Debt in 25311


  • 25311 Credit Card Debt
    • The estimated average credit card debt for 25311 residents is $4,315. [1]
    • Average credit card debt amount in West Virginia (all cities) is 13% less than the national average of $4,965.
    • Collectively, West Virginia cities rank 47th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 25311


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25311 Credit Scores


  • Credit Scores in 25311
    • Residents of 25311 (WV) have an estimated average credit score of 689. [3]
    • The average credit score in West Virginia (all cities) is 1.01% less than the national average score of 696.
    • West Virginia collectively ranks 37th in the U.S. in average credit score of residents. [3]

More 25311 (Charleston, WV) Credit Stats

  • Credit card delinquency rates in West Virginia [2]
    • West Virginia residents (all cities) rank 5th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 25311 who are more than 90 days late on payments
    • West Virginia Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 25311 [4]
    • 25311 (West Virginia) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 25311 (Charleston, WV)

Recent credit card complaints originating from consumers in 25311, WV. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 25311

Complaint Issue Number of Complaints*
Improper use of your report 5
Problem with a company's investigation into an existing problem 3
Attempts to collect debt not owed 1
Getting a credit card 1
Opening an account 1
Other 3
* Total 2021 - 2024 (current)

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Additional information about West Virginia

About 25311

25311 is associated with the city of Charleston, which is located in Kanawha County in the state of West Virginia. [6]

WV Credit Cards

25311 Credit Cards

For more information about 25311 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in West Virginia


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Cities in WV

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ West Virginia State Legislature

5. ^ Consumer financial complaints in 25311

6. ^ United States Census Bureau