Credit Card & Personal Finance Statistics in 25801
Credit Card Debt in 25801
- 25801 Credit Card Debt
-
- The estimated average credit card debt for 25801 residents is $4,315. [1]
- Average credit card debt amount in West Virginia (all cities) is
13% less than the national average of $4,965.
- Collectively, West Virginia cities rank 47th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 25801
25801 Credit Scores
- Credit Scores in 25801
-
- Residents of 25801 (WV) have an estimated average credit score of 689. [3]
- The average credit score in West Virginia (all cities) is
1.01% less than the national average score of 696.
- West Virginia collectively ranks 37th in the U.S. in average credit score of residents. [3]
More 25801 (Beckley, WV) Credit Stats
- Credit card delinquency rates in West Virginia [2]
-
- West Virginia residents (all cities) rank 5th in the U.S. with a rate that
is 33% greater than the national average of 0.57%.
- Cardholders in 25801 who are more than 90 days late on payments
-
- West Virginia Rate: 0.76%
- National Average: 0.57%
- Statute of limitations for credit card debt in 25801 [4]
-
- 25801 (West Virginia) Law: 10 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 25801 (Beckley, WV)
Recent credit card complaints originating from consumers in 25801, WV. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 25801
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
113 |
| Problem with a credit reporting company's investigation |
56 |
| Problem with a company's investigation into an existing problem |
49 |
| Improper use of your report |
29 |
| Dealing with your lender or servicer |
14 |
| Other |
64 |
* Total 2021 - 2024 (current)
Additional information about West Virginia
About 25801
25801 is associated with the city of Beckley, which is located in Raleigh County in the state of West Virginia. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in West Virginia
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
