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Comprehensive Local Credit Card Guide

Clay Credit Cards

Credit Card Debt in Clay

^ Average credit card debt in Clay is approximately $4,315, based on overall West Virginia data. [1]

Credit Card Delinquency in Clay

^ Based on overall WV data, the credit card delinquency rate in Clay is approximately 0.76%. [2]

Credit Scores in Clay

^ The average credit score in Clay is approximately 689, based on collective West Virginia data. [3]

WV Credit Cards

Clay, WV Credit Card & Personal Finance Statistics

Clay Credit Card Debt


  • Credit Card Debt in Clay
    • The estimated average credit card debt for Clay residents is $4,315. [1]
    • Average credit card debt amount in West Virginia (all cities) is 13% less than the national average of $4,965.
    • Collectively, West Virginia cities rank 47th in the U.S. in average credit card debt. [1]

Clay Credit Card Calculator


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Clay Credit Scores


  • Credit Scores in Clay
    • Residents of Clay, WV have an estimated average credit score of 689. [3]
    • The average credit score in West Virginia (all cities) is 1.01% less than the national average score of 696.
    • West Virginia collectively ranks 37th in the U.S. in average credit score of residents. [3]

More Clay, WV Credit Stats

  • Credit card delinquency rates in West Virginia [2]
    • West Virginia residents (all cities) rank 5th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Clay cardholders that are more than 90 days late on payments
    • West Virginia Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Clay [4]
    • Clay (West Virginia) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about West Virginia

About Clay

Clay is a town located in Clay County in the state of West Virginia, and has a population of approximately 491. [6]

WV Credit Cards

Clay Credit Cards

For more information about Clay credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in WV

ZIP Codes in West Virginia


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ West Virginia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau