Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 26501 (Morgantown, WV)

Credit Card Debt in 26501

^ Average credit card debt in 26501 is approximately $4,315, based on overall West Virginia data. [1]

Credit Card Delinquency in 26501

^ Based on overall West Virginia data, the credit card delinquency rate in Morgantown is approximately 0.76%. [2]

Credit Scores in 26501

^ The average credit score in Morgantown is approximately 689, based on collective West Virginia data. [3]

WV Credit Cards

Credit Card & Personal Finance Statistics in 26501

Credit Card Debt in 26501


  • 26501 Credit Card Debt
    • The estimated average credit card debt for 26501 residents is $4,315. [1]
    • Average credit card debt amount in West Virginia (all cities) is 13% less than the national average of $4,965.
    • Collectively, West Virginia cities rank 47th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 26501


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


26501 Credit Scores


  • Credit Scores in 26501
    • Residents of 26501 (WV) have an estimated average credit score of 689. [3]
    • The average credit score in West Virginia (all cities) is 1.01% less than the national average score of 696.
    • West Virginia collectively ranks 37th in the U.S. in average credit score of residents. [3]

More 26501 (Morgantown, WV) Credit Stats

  • Credit card delinquency rates in West Virginia [2]
    • West Virginia residents (all cities) rank 5th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 26501 who are more than 90 days late on payments
    • West Virginia Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 26501 [4]
    • 26501 (West Virginia) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 26501 (Morgantown, WV)

Recent credit card complaints originating from consumers in 26501, WV. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 26501

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 21
Incorrect information on your report 7
Attempts to collect debt not owed 4
Improper use of your report 4
Managing an account 4
Other 18
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about West Virginia

About 26501

26501 is associated with the city of Morgantown, which is located in Monongalia County in the state of West Virginia. [6]

WV Credit Cards

26501 Credit Cards

For more information about 26501 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in West Virginia


Go

Cities in WV

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ West Virginia State Legislature

5. ^ Consumer financial complaints in 26501

6. ^ United States Census Bureau