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Comprehensive Local Credit Card Guide

Credit Cards in 54602 (La Crosse, WI)

Credit Card Debt in 54602

^ Average credit card debt in 54602 is approximately $4,327, based on overall Wisconsin data. [1]

Credit Card Delinquency in 54602

^ Based on overall Wisconsin data, the credit card delinquency rate in La Crosse is approximately 0.44%. [2]

Credit Scores in 54602

^ The average credit score in La Crosse is approximately 720, based on collective Wisconsin data. [3]

WI Credit Cards

Credit Card & Personal Finance Statistics in 54602

Credit Card Debt in 54602


  • 54602 Credit Card Debt
    • The estimated average credit card debt for 54602 residents is $4,327. [1]
    • Average credit card debt amount in Wisconsin (all cities) is 13% less than the national average of $4,965.
    • Collectively, Wisconsin cities rank 46th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 54602


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54602 Credit Scores


  • Credit Scores in 54602
    • Residents of 54602 (WI) have an estimated average credit score of 720. [3]
    • The average credit score in Wisconsin (all cities) is 3.45% greater than the national average score of 696.
    • Wisconsin collectively ranks 4th in the U.S. in average credit score of residents. [3]

More 54602 (La Crosse, WI) Credit Stats

  • Credit card delinquency rates in Wisconsin [2]
    • Wisconsin residents (all cities) rank 41st in the U.S. with a rate that is 23% less than the national average of 0.57%.
  • Cardholders in 54602 who are more than 90 days late on payments
    • Wisconsin Rate: 0.44%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 54602 [4]
    • 54602 (Wisconsin) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 54602 (La Crosse, WI)

Recent credit card complaints originating from consumers in 54602, WI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 54602

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Wisconsin

About 54602

54602 is associated with the city of La Crosse, which is located in La Crosse County in the state of Wisconsin. [6]

WI Credit Cards

54602 Credit Cards

For more information about 54602 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Wisconsin


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Cities in WI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Wisconsin State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau